A COMPARATIVE FINANCIAL PERFORMANCE OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA
Main Article Content
Keywords
Abstract
Banks have been crucial to the improvement of the nation's economic situation. The primary goal of the study is to evaluate the financial standing of a few Indian public and private sector banks. The five-year period from 2016–17 to 2020–21 is used to analyse the financial performance of banks. The study's methodology is based on the use of significant financial indicators, particular profitability ratios, liquidity ratios, and asset quality measures of banks. The T-test, mean value, and graphs are utilised for comparative analysis. By examining important performance metrics from 2016–17 to 2020–21, the descriptive statistics (T-Test) shows that there is a significant difference between the overall performance of chosen Indian banks. Therefore, it is evident from the analysis that, except for CD% and CAR%, IOB has solid liquidity position during the previous five years compared to liquidity ratio. As a result, it can be shown from the total comparison study of the two selected banks' performances that ICICI Bank has performed better than IOB during the research period.
Downloads
References
1. Dr. K. Srinivas and L. Sarojia (2013),’’ Comparative financial performance of HDFC Bank and ICICI Bank’’. Volume No.1. Issue.2. 2. Dave K Kapil. (2016).’’ A Comparative study of NPA in public and private sector banks in India’’. IJSR Journal. Volume No. 5. Issue No. 8. 3. Koley Jyotirmoy. (2019),’’Analysis of Financial Position And Performance of Public and Private Sector Banks in India: A comparative study on SBI and HDFC Bank’’. NSOU-open Journal. Volume No. 2. 4. Ch. Balaji and Dr. G. Praveen Kumar (2016) ,’’A Comparative Study on Financial Performance of Selected Public and Private Sector Banks in India’’. Journal of Commerce and Trade. Volume No. 02. 5. Agarwal Puja(2019),’’Profitability of Indian Public and Private Sector Bank:A Comparative Study’’. IJRAR Journal. Volume 6. Issue1. 6. B. Nimalathasan, ‘’A comparative study of financial performance of banking sector in Bangladesh’’-An application of CAMELS rating /Annel of University of Bucharest, Economics and administrative series, Nr. 2 (2008) 7.Dr. Anurag. B. Singh, Ms. Priyanka Tondon (2012,)A Study Of Financial Performance :A Comparative Analysis Of SBI and ICICI Bank. International Journal of Marketing, Financial services and Management Research.Vol.no.1. Issue 11. 8. Annual Report of ICICI Bank and IOB bank. 9.Press Release of ICICI Bank and IOB bank. 10. www.rbi.ac.in 11. Money Control website. 12. https://www.goodreturns.in/company/indian-overseas-bank/ratios.html 13. https://www.goodreturns.in/company/icici-bank/ratios.html 14.https://www.moneycontrol.com/financials/icicibank/balance-sheetVI/ICI02 15. https://www.moneycontrol.com/financials/icicibank/profit-lossVI/ICI02 16. https://www.moneycontrol.com/financials/indianoverseasbank/profit-lossVI/IOB 17. https://www.moneycontrol.com/financials/indianoverseasbank/balance-sheetVI/iob
Article Sidebar
Article Details
How to Cite
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
This is an Open Access article distributed under the terms of the Creative Commons Attribution License (https://creativecommons.org/licenses/by-nc/4.0) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Transfer of Copyright and Permission to Reproduce Parts of Published Papers.
Authors retain the copyright for their published work. No formal permission will be required to reproduce parts (tables or illustrations) of published papers, provided the source is quoted appropriately and reproduction has no commercial intent. Reproductions with commercial intent will require written permission and payment of royalties.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.